ZimCompany › NSSA registration

NSSA employer registration in Zimbabwe

Every Zimbabwean employer must register with the National Social Security Authority within 30 days of becoming an employer. Contributions to the Pension and Other Benefits Scheme are 9% of insurable earnings in total, 4.5% from the employer and 4.5% from the employee, capped at US$700 of insurable earnings a month.

Last verified 10 September 2026. Each item takes five working days from the day we have your complete documents, confirmed in writing by our filing partner. Where one item depends on another they run in sequence, so a ZIMRA registration waits for the certificate of incorporation and a tax clearance waits for the ZIMRA registration.

You pay in full when you instruct the job, in one payment rather than in stages. Our fee and the government fee are separate numbers on the quote, and government fees are passed through at cost. Your quotation arrives by email. Reply to it and we confirm your timeline in writing before you pay. If we cannot confirm a timeline in writing, anything you have paid comes back in full.

When this becomes your problem

The moment your company takes on its first employee in Zimbabwe, it becomes an employer in the statutory sense, and the National Social Security Authority requires registration within 30 days. That applies whether the person is a manager, a driver or a part-time bookkeeper, and it applies to a company whose owner has never set foot in the country that year.

Contributions to the Pension and Other Benefits Scheme are 9% of insurable earnings in total, split evenly: 4.5% from the employer and 4.5% deducted from the employee. Insurable earnings are capped at US$700 a month, so the pension contribution stops rising at US$31.50 a month from the employer and US$63 from the two sides together.

That US$31.50 is the pension contribution and nothing else. The Accident Prevention and Workers Compensation Scheme premium is charged on top of it, as an industry-rated percentage of your wage bill gazetted each year, so a construction payroll and a software payroll do not pay the same. We confirm the rate for your sector rather than publishing one figure as though it covered every employer.

Alongside the contribution there is a monthly return, the P4, filed through the authority self-service portal, with remittance due by the 10th of the following month.

What it actually costs per employee

The rate is 4.5% each on insurable earnings capped at US$700 a month, so the Pension and Other Benefits Scheme contribution stops rising above that ceiling. This table is that scheme only. The Accident Prevention and Workers Compensation Scheme premium is charged separately, as an industry-rated percentage of the wage bill gazetted each year, and we confirm the rate for your sector. Source: NSSA contributions schedule, verified 10 September 2026.
Monthly insurable earningsEmployer paysEmployee paysTotal
US$300US$13.50US$13.50US$27.00
US$500US$22.50US$22.50US$45.00
US$700US$31.50US$31.50US$63.00
US$1,200US$31.50US$31.50US$63.00

What is included

What we need from you

  1. Company registration documents. Certificate and the filed returns.
  2. Your Business Partner Number. From the ZIMRA registration.
  3. Employee details. Names, identity numbers, start dates and monthly earnings for everyone on the payroll.
  4. The trading address. Where the staff actually work.

The monthly duty that follows

Registration creates a monthly obligation that does not pause when you are busy. The P4 return and the contribution are due by the 10th of the following month, every month, including months where you paid nobody and the return is nil.

Our compliance retainer exists to carry this. The Lite tier covers a company with no staff filing nil returns. The Standard tier covers up to five people, with the NSSA return and the Pay As You Earn return both filed by the 10th.

What this costs

Our fee for nssa employer registration in Zimbabwe: US$90. Government fees included in the price, not itemised by NSSA. Our fee and the government fee are always shown as two separate numbers.

Each item takes five working days from the day we have your complete documents, confirmed in writing by our filing partner. Where one item depends on another they run in sequence, so a ZIMRA registration waits for the certificate of incorporation and a tax clearance waits for the ZIMRA registration.

You pay in full when you instruct the job, in one payment rather than in stages. Our fee and the government fee are separate numbers on the quote, and government fees are passed through at cost. Your quotation arrives by email. Reply to it and we confirm your timeline in writing before you pay. If we cannot confirm a timeline in writing, anything you have paid comes back in full. Prices were last verified on 10 September 2026. The full price list is at ZimCompany pricing.

Frequently asked questions

Do I have to register with NSSA if I only employ one person?

Yes. The obligation starts with the first employee and the authority requires registration within 30 days of becoming an employer.

How much does NSSA cost my company per employee?

The employer pays 4.5% of insurable earnings towards the Pension and Other Benefits Scheme, capped at US$700 of earnings a month, so that contribution stops at US$31.50 per employee per month, and the employee contributes the same from their pay. That is not the whole NSSA cost: the Accident Prevention and Workers Compensation Scheme premium is separate, an industry-rated percentage of the wage bill gazetted each year, which we confirm for your sector.

What if my company has staff but I am not in Zimbabwe?

The duty sits on the company, not on you personally being present. The registration and the monthly returns can be filed for you, which is what the compliance retainer covers.

How long does this take?

Each item takes five working days from the day we have your complete documents, confirmed in writing by our filing partner. Where one item depends on another they run in sequence, so a ZIMRA registration waits for the certificate of incorporation and a tax clearance waits for the ZIMRA registration. The five working days are counted from the day we hold everything we asked you for, not from the day you paid, because an incomplete file cannot be lodged. Where you are buying more than one item we do not publish a total, because the dependent ones run one after another. Your quotation arrives by email. Reply to it and we confirm your timeline in writing before you pay. If we cannot confirm a timeline in writing, anything you have paid comes back in full.

Talk to ZimCompany

ZimCompany registers and runs Zimbabwean companies for people and businesses anywhere in the world: owners living outside Zimbabwe, foreign investors, and companies registered elsewhere that need a Zimbabwean entity. Email support@lioncapventures.com or message +263 77 272 4514 on WhatsApp. We work 9:00 to 17:00 CAT, UTC+2 in Harare, Zimbabwe.

ZimCompany is a Lioncap Ventures service. Lioncap Ventures (Pvt) Ltd, registration 16326A02102024, Harare, Zimbabwe. Start with the questionnaire at https://zimcompany.com/start.

Register a company in Zimbabwe: The two vehicles, the steps from name search to ZIMRA, the documents the registry needs, and what each step costs, with the government fee as its own number.